Looking for help with bankruptcy, debts and debt consolidation? We help you with your debt consolidation care with our team of insolvency counsellors providing bankruptcy credit counseling. Just complete the inquiry form on the left for a FREE ASSESSMENT!

Complete the inquiry form on the left for a FREE ASSESSMENT!

Do your Debts Qualify?

Accounts and bills that qualify for inclusion in a Debt Agreement are all bills and accounts that are not mortgaged and identified as unsecured. Generally these include:

• Credit cards
• Store cards
• Personal, unsecured loans
• Professional accounts from accountants, lawyers
• Medical bills including dentist, doctor, hospital
• School fees
• Utility bills
• Overdue rent
• Merchants accounts
• Trade debt including all suppliers
• Repossession deficiencies on autos and other goods, and
• Many more that we will identify in discussion with you.

Accounts that do not qualify for inclusion in a Debt Agreement are debts that are mortgaged or identified as secured. That is – if you don’t make the payments the lender will repossess the security.

• Home mortgage
• Auto payments – current
• Secured loans
• Monies due in respect of fines
• Victim of Crime debt

You may have debt that can be included in an agreement, but which will not be released at the end of the agreement:

• Child Support
• Child Maintenance