Get Your Facts & Figures Right!

Contact a reputable Debt Agreement advisory service, a community based financial counsellor, your accountant or solicitor and place your plight before them for a professional assessment of the position.

Based on the advice received make a decision as to which method you believe to be in your best interests.

If you choose a Part IX Debt Agreement inquire as to who will be administering it.

You can check on the administrator by visiting ITSA website at www.itsa.gov.au.

Do not choose any advisory service that seeks full up front fees. Some will withhold your documents until the full fee has been paid and this will only incur you in delays and additional unnecessary interest charges. It is a fair proposition to settle out of pocket expenses.

Ask if they meet ITSA educational standards and if they are a registered debt agreement administrator.